PhonePe is a revolutionary way to make mobile payments in India. From
UPI payments to recharges, money transfers to online bill payments, you
can do it all on PhonePe. PhonePe is way better than Internet Banking
and offers you the safest and fastest online payment experience in
India.
Things you can do on the PhonePe app - - Send and request money from your contacts anytime, anywhere. - Recharge prepaid Mobile for most major operators/Datacard/DTH connections across the country. - Pay postpaid Landline, Datacard and Mobile Bills for all major operators. - Pay for utilities such as electricity and gas bills. - Check your account balance, save beneficiaries and manage multiple bank accounts. - Get refunds and cashbacks to your bank account in an instant. - Split bills with your friends and settle them right away. - Shop on Flipkart, Myntra, Jabong, and other online shopping websites.
PhonePe benefits - - Transact up to Rs.1 lakh per transaction, 24*7. -
Get instant refunds and cashbacks from our partner merchants into your
PhonePe wallet. -Check wallet balance that can be withdrawn to your bank
account. Cashback cannot be withdrawn to any linked bank account and
cannot be transferred to other users. Cashback can be redeemed for
mobile recharges, bill payments, and used for merchant payments where
PhonePe has been integrated as a payment option - Top up your wallet using your UPI enabled bank account or a debit card to make instant payments to anyone. - One-click payments using your PhonePe account at any of our merchant partner locations. -
Transact in the language of your choice. English, Hindi, Tamil,
Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati, and Marathi are
now live. More languages coming soon!
The PhonePe app works over
the Unified Payments Interface (UPI) platform developed by the National
Payments Corporation of India (NPCI) and is powered by YES Bank. The
PhonePe UPI app is safe and secure, meets all your payment and banking
needs, and is much better than Internet banking. No need to remember
IFSC codes, account numbers, or other inconvenient details. Make instant
bank transfers by just using a mobile number or a unique payment
identity – your Virtual Payment Address (VPA).
PhonePe also
provides you with a digital mobile wallet for faster refunds and
cashbacks from our merchant partners. You can spend your wallet balance
or withdraw it into your linked bank account(s) in one quick swipe. With
over 70 billers live on the PhonePe App you can do quick and easy
recharges for mobiles, DTH, datacards and also pay gas, electricity,
landline and other utility bills. Currently over 40 banks are UPI enabled, with more banks coming soon! Banks
currently on UPI: YES Bank (our UPI sponsor), Allahabad Bank, Andhra
Bank, Axis Bank, Bank of Baroda (BOB), Bank of Maharashtra, Bank of
India, Canara Bank, Catholic Syrian Bank, Central Bank of India, City
Union Bank, Corporation Bank, DCB Bank, Dena Bank, Federal Bank, HDFC
Bank, HSBC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indusind Bank, Indian
Bank, Indian Overseas Bank, Karur Vyasa Bank, Karnataka Bank, Kotak
Mahindra Bank, Laxmi Vilas Bank, Oriental Bank of Commerce, Punjab
National Bank (PNB), Punjab and Sindh Bank, Ratnakar Bank (RBL), State
Bank of India (SBI), South Indian Bank (SIB), Standard Chartered Bank
(SCB), TJSB Sahakari Bank, UCO Bank, United Bank of India, Union Bank of
India, Vijaya Bank Banks coming soon: Citibank
Permissions for App and reasons: SMS - This is required to verify Phone no for registration Location - This is a requirement by NPCI for UPI transactions Contacts - We use this to for phone numbers to send money to and choose numbers to recharge. Camera - We use this to scan QR code. Storage - We use this to store scanned QR code. Accounts- This is used to prepopulate email id while signing up. Phone State - This is used to detect single/vs dual sim and let user choose
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